Stanley Ragalevsky deals with the business and regulatory issues of financial institutions – capital adequacy, safety and soundness, corporate governance, holding companies, third party outsourcing and collaborations, mergers, executive employment and compensation, comprehensive management system, loan and investment issues, examination problems, bank policies, risk management issues, succession planning, financial institution insolvencies and regulatory enforcement orders. He has extensive experience in lending powers issues, loan participations, problem loans and loan workouts.
Stanley has been selected by his peers for inclusion in The Best Lawyers in America© and Chambers USA in the specialty of Banking Law.
- Recognized in The Best Lawyers in America® for Financial Services Regulation Law
Banking and Finance Law, 2015-2023 - Recognized by Chambers USA for Banking & Finance: Corporate & Regulatory in Massachusetts, 2005-2023
- Named "Lawyer of the Year" by The Best Lawyers in America® for Financial Services Regulation Law, 2016 and 2018
- American Bar Association
- Boston Bar Association
- Massachusetts Bankers Association
- Town of Topsfield (various town boards and commissions)
Frequent contributor on financial institution issues to banks and credit unions including the Independent Community Bankers of America, Massachusetts Bankers Association, California Bankers Association,, America’s Community Bankers, and other groups on director education, executive compensation, corporate governance, internal controls, mutual thrift institutions, succession planning, mergers, insider lending, charter alternatives, holding companies, loan participations, troubled real estate, lending and compliance.
- Overview of the New Mortgage Discharge Law, presented at the Mass Bankers Association’s Implementing the New Mortgage Discharge Reform Law Seminar, June 14 and 22, 2006
- Legal Considerations Affecting Outsourcing and Joint Marketing Contracts, presented at Key Changes in Regulations: What Every Community Banker Should Know – Natick, MA, June 6, 2003
- Loan Presentations and Co-Lending Agreements, presented to Massachusetts Bankers Association Conference on Creating New Business Opportunities for Your Bank, December 19, 2002
- The International Money Laundering Abatement and Anti-Terrorist Financing Act of 2001, presented at the America’s Community Bankers 2001 Annual Convention, November 5, 2001
Stanley has also written over one dozen monographs, including ABA Bank Directors' Guide to Management Succession Planning, Massachusetts Bank Lending Powers Handbook, Third Party Outsourcing, Insider Lending and Proper Corporate Minutes, co-authored Asset Planning and Protection Strategies, and contributed fifteen articles to trade journals, including The Banking Law Journal, Banker & Tradesman, The National Law Journal, Community Banker and Massachusetts Banker. He also comments upon banking issues for a number of banking and business publications.
Additional publications include:
- “Understanding Insider Lending and Regulation O,” (Co-author), Lorman Education Services, June 2010
- “The Board’s Role in Management Succession Planning,” ABA Community Bank Directors Workshop Series, November 2008
- “What is Good Corporate Governance?” (Co-author), ICBA Community Bank Director Newsletter, May/June 2006
- “Bank Oversight – It’s All About Controls” (Co-author), K&LNG Alert Financial Institution Board Notes, Issue 1
- “Bank Examinations and Ratings (Co-author), K&LNG Alert Financial Institution Board Notes, Issue 2
- “Regulatory Enforcement Actions, K&LNG Alert Financial Institution Board Notes, Issue 3
- “Historical Perspectives on the Banking System in Massachusetts (Co-author), K&LNG Alert Financial Institution Board Notes, Issue 4
- “Insured in Full – The Unique Massachusetts Excess Deposit Insurance System” (Co-author), K&LNG Alert Financial Institution Board Notes, Issue 5
- “Bank Holding Companies” (Co-author), K&LNG Alert Financial Institution Board Notes, Issue 6
- “An Executive Compensation Roadmap” (Co-author), K&LNG Alert Financial Institution Board Notes, Issue 7
- “Bank Officer Employment Agreements” (Co-author), K&LNG Alert Financial Institution Board Notes, Issue 8
- “Bank Mergers – Mutual-to-Mutual Style” (Co-author), K&LNG Alert Financial Institution Board Notes, Issue 9
- “Real Estate Appraisal Requirements” (Co-author), K&LNG Alert Financial Institution Board Notes, Issue 10
- “Community Reinvestment Act” (Co-author), K&LNG Alert Financial Institution Board Notes, Issue 11
- “What is Good Corporate Governance” (Co-author), K&LNG Alert Financial Institution Board Notes, Issue 12
- “A Primer on Community Bank Risk Management” (Co-author), K&LNG Alert Financial Institution Board Notes, Issue 13
- "Corporate Governance and the Community Bank," Massachusetts Banker, April 2003
- "Executive Sessions: Proceed with Caution," Community Banker, March 2003
- "IMLA Compliance Steps for Community Banks," Maine Association of Community Banks, December 2001
